Could I buy a Habitat home?
Basic qualifications Central Oklahoma Habitat’s home purchase program include:
1. NEED - Are you living in substandard, inadequate, or overcrowded housing, or otherwise able to demonstrate a need for the Habitat program?
2. ABILITY TO PAY - Are you able and willing to make regular monthly mortgage payments on your new home? Habitat for Humanity homebuyers should have a stable household gross income of at least $16,000 per year.
3. WILLINGNESS TO PARTNER - Are you willing and able to put in at least 300 hours of “sweat equity?” Habitat for Humanity is a partnership based on principles of self-help. Sweat equity does not always require heavy labor - work can take many forms - but we do require a commitment of your best effort.
You must also be head of a household. A “household” may be a couple (with or without children) or a single person (with or without children).
You must be willing and able to participate in financial planning and budgeting workshops and other required training sessions which will be applied to sweat equity.
You must be willing to live in and become an active part of a neighborhood where Habitat is building homes.
We check credit. It does not have to be perfect, but it does matter. We look for at least a year of stable, well-paid rent and utility payment history and at least a year of stable work history.
If you feel that you meet these basic guidelines, please call the Habitat office at (405) 232-4828 to request an application. One will be mailed to you right away. You may also download an application below.
We will be pleased to answer any questions you may have as you fill out your application.
Completing the application:1. Download the application2. Print it out. 3. Fill it out completely 4. Be sure to sign the release for information on the last page. Mail it to the following address:
Central Oklahoma Habitat for Humanity, Inc. |
 |
|